Delta SkyMiles Platinum Business Credit Card Review in Detail

Aug 19, 2022 By Triston Martin


Here we’ll learn about delta skymiles platinum business credit card review. The Delta Express Card might be a perfect choice if you're a frequent Delta flyer struggling to keep your elite status year after year. When you charge $25,000 or $50,000 on your card, you can earn 10,000 Medallion Qualification Miles (MQMs) twice a year. This is in addition to the 3 miles for each dollar spent on eligible Delta and hotel purchases, 1.5 miles for each dollar spent on eligible single purchases of $5,000 or more (up to 50,000 bonus miles annually), and 1 mile for all other eligible purchases. Additionally, this credit card provides a significant sign-up bonus.


NerdWallet considers a credit card's quantitative and qualitative qualities when assessing it. Quantitative characteristics include:

  • Fees.
  • Interest rates.
  • Rewards (earning rates and redemption values).
  • The dollar amount of perks and bonuses.

A qualitative component determines whether it is simple or complex for the typical cardholder to use the card nicely. Some of these considerations include the ease of application, the simplicity of the rewards program, the likelihood that you would utilize particular features, and if the card is best used frequently or should be reserved for special occasions. Our star ratings should not be the primary consideration for customers making decisions; instead, they should be regarded as a general indicator of how each card compares to others in its category.

Membership in Delta's Platinum Business Club

The Delta Express Card isn't the ideal choice for everyday expenditures. There are three distinct ways you can obtain bonus miles. You can earn three miles for every dollar you spend with Delta. You can get three times as many miles for every dollar spent on qualifying hotel stays. Over $5,000 in purchases will earn you 1.5 miles per dollar. You will receive one mile for every $1 spent on everything else. Industry sources estimate that a Delta mile is worth 1.1 cents on average. In other words, depending on how much you spend, you might anticipate a return on investment of 1.1% to 3.3%.

Benefits and Perks

The Delta SkyMiles Platinum Business American Express Card offers many benefits. Following approval of your card application, you will have access to the following advantages:

Earning Miles For Spending

Your spending determines your rewards, which may be used in various ways. For every dollar spent on direct purchases from Delta and hotels, three Delta SkyMiles are earned. You can earn 1.5X Delta SkyMiles for every dollar you spend on qualifying items in a calendar year if you spend $5,000 or more, up to a maximum of 50,000 additional miles. One Delta SkyMiles is earned for every dollar spent on other purchases.

Other Benefits

There are many benefits included with the card that Delta customers would value. You will receive a free main cabin ticket when your card is renewed. First, kindly board the main cabin. Up to nine passengers may check in their first bag for free when making a reservation with Delta. Before landing, 20% of all eligible Delta in-flight purchases will be applied as statement credits. Concierge help at no additional charge is one of the extra travel perks. Every four years, discounts of up to $100 are offered for TSA PreCheck® or Global Entry. Travel insurance with total coverage protection for the vehicle you are renting. Quickbooks® compatibility makes bookkeeping simple.

Welcome Offer

According to TPG's current estimate, each Delta SkyMiles is worth 1.41 cents, making this bid $860.

Earning Rates

Earn three miles for each dollar spent on lodging and other Delta-related items when using the Delta Platinum Business Card (such as flights, vacation packages, seat upgrades, Delta Sky Club memberships and passes, in-flight purchases, and more).


You might consider other options if you frequently travel with Delta but have larger budgets and like more luxury accommodations. The Delta SkyMiles Platinum Business Credit Card annual fee is $550. Still, cardholders also get somewhat higher bonus offers, more chances to accrue MQMs, and extra luxuries like free access to the Centurion and Sky Club lounges. The Delta SkyMiles Gold Business program takes a different approach. Compared to the Delta SkyMiles Platinum Business, which has a $99 annual fee and offers 3 miles per dollar spent on purchases, the Delta SkyMiles Silver Business offers 2 miles per dollar spent on purchases on Delta. However, hotels, restaurants, shipping, and advertising also qualify for the bonus miles. In addition to priority boarding, it offers free checked bags and savings on in-flight purchases.

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